Communicating Changes to Your Plan
This page covers the following topics:
Overview
The Employee Retirement Income Security Act (ERISA) generally allows a
group health plan to modify its benefit plan so long as the procedure followed is
consistent with the plan terms and ERISA. The
plan administrator must inform participants of material modifications to the plan or changes to the information contained in the summary plan description (SPD) by providing them a summary of
material modifications (SMM) or a revised SPD.
Additional notices are required under Health Care Reform in connection with the summary of benefits and coverage (SBC).
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