Multiple Employer Health Plans

In regulating employee health plans, federal law recognizes employee welfare benefit plans, multiple employer welfare arrangements (MEWA), and other health plans that may be subject to fiduciary duties imposed by the Employee Retirement Income Security Act of 1974 (ERISA). 

Note: Multiple employer welfare arrangements, also referred to "multiple employer trusts" (METs), should not be confused with “multi-employer health plans,” which are plans established or maintained as a result of one or more collective bargaining agreements.

Vision Plans

This page covers the following topics:

• Overview
• Vision Care and COBRA 
• Vision Care and HIPAA 
• Vision Care and Health Savings Accounts (HSAs) 
• Additional Information 

Overview

Coverage provided under vision plans can range from routine eye exams, framing and fitting of glasses and lenses, to services for the diagnosis and treatment of eye diseases, such as glaucoma. The expenses of these services tend to vary based on the provider--depending on the plan, vision insurance may cover services performed by ophthalmologists (medical doctors), optometrists, or opticians. Types of coverage that vision plans provide can also vary, so employers should assess what level of coverage they want to make available based on employee needs and cost containment.

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